The main purpose of this insurance is to provide basic life cover to credit union members at an affordable price.
The Credit Union Sector in Ireland continues to play a crucial role in helping to meet the financial, economic and social needs of many people and their communities. It is clear that the Credit Union sector will continue to fulfil this important role into the future and the Commission for Credit Unions is central to defining this future. Notwithstanding this, the Irish Credit Union sector has to make a painful adjustment to adapt to the new economic environment. Falling loan books and lower investment yields are placing added pressures on margins and capital ratios. Key to adapting to this challenging environment is cost control -Credit Unions have to remain focused on ensuring effective cost control policies to remain viable and competitive. Cost control policies should position Credit Unions to find value without any compromise in quality.
For all Credit Unions it is vital to have a Financial Advisor who will understand the insurance issues which face them. Here at Meritus we have in depth knowledge of Credit Union business paying particular attention to Staff Pension Schemes and the provision of Death Benefit Insurance.
Meritus staff has over 20 years experience in implementing and managing Death Benefit Insurance for Credit Unions. Annual Policy Review to ensure the most competitive premium is secured We have access to all product providers in the Irish market that provide this type of cover. This enhances our ability to give “unbiased advice while ensuring that you, our client obtain value for money, security around future premiums and claims management" Dedicated Claims Manager who will deal directly with Insurance Providers to ensure quick settlement of all claims. 
Meritus Wealth Management Ltd. t/a Meritus, Meritus Private Clients is regulated by the Central Bank of Ireland
Directors: Gabriel McCarthy, Shane O'Connor
Company Registration No : 334476. Private Company Limited By Shares. Registered Office : Suite 111, NSC Campus, Mahon, Cork, T12 XY2N
